The formation of a recovery in U.S. housing is definitely one of them. Another is ECB President Mario Draghi's proclamations to "do whatever it takes the save the euro," which has calmed markets plagued in recent years by the eurozone sovereign debt crisis.
While housing and Draghi were major factors for investors in 2012, they weren't the only developments that drove returns in financial markets this year.
Source: http://www.businessinsider.com/presenting-the-best-investments-of-2012-12
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