February 21st, 2013
While insurance leads prep agents with info on their potential customers, it's often not until they meet them in person that they realize some of their financial and family obligations. In an increasing number of instances, parents are often forced to juggle their own needs with those of their adult children.?
According to a recent poll conducted by Harris Interactive among more than 2,200 U.S. adults 18 years of age and older, approximately one in every four?respondents?say that they are providing financial assistance for their kids who are already grown, often times to the point where they're still living at home. In addition, more than 20 percent of adults say that they're supporting, or have supported, their aging parents, with 18 percent of them indicating that they live with them.
Yet despite these trying circumstances, baby boomers ? or who some refer to as the "Sandwich Generation" ? do not consider their financial situation to be in poor shape. In fact, nearly two-thirds of those polled said that it was in "good" or "average" condition.
"In the past few years, many baby boomers have made drastic changes to their plans for their families, retirement and savings," said Jackie Warrick, senior savings advisor for CouponCabin.com, which commissioned the poll. "As the economy continues to recover, though, baby boomers are making the best of a tough situation by staying positive and making an effort to save money as best they can."
Consumers may also be able to improve their situations by taking advantage of certain reforms to the nation's healthcare system. For example, parents can keep their adult children on their health plans even after they turn 25 years of age, sparing them of significant out-of-pocket expenses.
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